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Take the Stress Out of Landlord Tax, Accounts & HMRC Reporting

Landlord Accountants

An Accountant for Landlords Who Knows Property Tax Inside Out

Experienced Buy-to-Let Accountant for Property Owners Across the UK

Proactive Advice Fixed Fees Clear & Friendly Support
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All-in-One Support

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Landlord Accountants

Vexo Accounting is a team of landlord accountants working with property owners across the UK, from a single rental to a large property portfolio. Our accountants handle rental income reporting, tax returns, and the day-to-day accounting side of being a landlord, so you can spend less time on paperwork and more time on the parts of the business you actually enjoy.

Rent received is not the same as taxable profit. Many landlords assume the two figures match, then get a shock when their tax bill lands. Our accountant team works through your rental income and allowable expenses properly, so the number HMRC sees is the number you actually owe tax on, not a rough guess.

Being a landlord comes with its own paperwork, separate from anything a general accountant usually deals with day-to-day.

Ready to take the stress out of your finances
Ready to take the stress out of your finances?
Book a free consultation and discover how we can help your business thrive.

We Know Why Landlords Need An Accountant Who Knows Property, Not Just Numbers

General practice accountants can handle a basic personal tax return, but property has its own rules. Finance costs, capital allowances, furnished holiday lets, and joint ownership all work differently to a standard self assessment tax return. Getting one of these wrong can mean paying more tax than you need to, or a penalty from HM Revenue later.

As an expert landlord accountant, we advise on far more than form filling. We provide advice on structuring your property business, advise you before you buy, and manage the ongoing paperwork so nothing gets missed.

Support For First-Time And Accidental Landlords

Not every landlord set out to become one. Some people inherit a property, relocate for work, or simply cannot sell a house and decide to let it out instead. If this sounds like you, we will walk you through what counts as rental income, which allowable expenses you can claim, and when your first self assessment tax return is due.

Portfolio and Multi-Property Landlords

Around 17% of English landlords own five or more properties, yet this group accounts for roughly 49% of all tenancies, so a large share of the private rented sector sits with a small number of property investors. If you fall into this group, we track profit for each individual property, so you always know which parts of your portfolio are pulling their weight.

Buy-To-Let Accounting Services
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The Landlord Accounting Services We Provide

The Landlord Accounting Services We Provide

Our accounting services are built around the day-to-day reality of owning rental property, not generic bookkeeping. These services cover everything from your first buy-to-let purchase through to selling up years later.

  • Self assessment tax returns and rental income reporting for individual landlords
  • Annual accounts and rental property accounts for landlords who run their property business through a limited company
  • Capital gains tax planning when you come to sell a buy-to-let
  • Bookkeeping, letting agent statement reconciliation, VAT returns where they apply, and quarterly updates ahead of Making Tax Digital

Should You Own Property As A Sole Trader Or Through A New Limited Company?

This is one of the questions we get asked most. Many landlords start out as sole traders because it keeps things simple, but setting up a new limited company structure can bring tax benefits once a portfolio starts to grow, particularly around mortgage interest and inheritance tax planning. There is no single right answer here. It depends on your income, your financial goals, and how many properties you plan to hold, so we look at your specific needs and give you tax advice you can actually act on.

We also help with capital allowances on furnished lettings, and with the tax implications of moving properties between personal ownership and a company further down the line.

Capital Gains Tax When You Sell a Buy-to-Let

Capital gains tax applies when you sell a rental property for more than you paid for it, and the rules around allowable costs, private residence relief on a former main residence, and reporting deadlines catch a lot of landlords out. We work out your likely tax liability before you sell, not after, so there are no surprises once the sale completes. When you buy your next property, we can also flag any stamp duty, land tax and inheritance tax points worth planning around early.

Take the Stress Out of Your Landlord Accounts

Let Vexo Accounting manage your rental income, allowable expenses, tax returns and property accounts, so you can focus on managing and growing your property portfolio.

Support For Every Type Of Property Owner And Ownership Structure

Property ownership rarely looks the same from one landlord to the next, so our accounting needs to flex around yours.

Jointly Owned Property And Property Held With A Spouse

If you own a let property with a spouse, civil partner, or business partner, income and expenses need to be split and reported correctly. Get this wrong, and you could end up paying more income tax than the law actually requires.

HMOs, Furnished Holiday Lets, And Property Developers

HMOs and furnished holiday accommodation both come with their own UK tax regulations, separate from a standard rental property. We also work with property developers moving between development and long-term investment, where the tax implications of each activity can differ a great deal, so getting early advice before you buy the next property matters. Property taxation in this area is easy to get wrong without help, which is exactly where our accountants come in.

Support For Every Type Of Property Owner And Ownership Structure
WHY CHOOSE VEXO ACCOUNTING

WHY CHOOSE VEXO ACCOUNTING

More than just numbers — a partner in your success.

Proactive Advice

We spot opportunities and challenges early, helping you stay ahead.

Cloud Accounting

Secure, real-time access, anywhere you need it.

Fast Response Times

We value your time and get answers when you need them.

Fair, Transparent Fees

Plain English with no surprises. Fixed fees for total clarity.

WHY CHOOSE VEXO ACCOUNTING

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Rental Income Allowable Expenses, And Keeping HMRC Happy

Rental Income, Allowable Expenses, And Keeping HMRC Happy

Around 2.86 million unincorporated landlords declared rental income in the UK during 2023/24, reporting £55.53 billion in property income between them, and 88% of them claimed allowable expenses against that income. Getting your claimable costs right, repairs, letting agent fees, finance costs, and insurance, makes a real difference to your final tax bill.

Repairs and improvements are treated differently by HMRC, and it is one of the areas that catches landlords out most often. A repair that puts something back to its original condition is usually an allowable expense. An improvement that adds value, such as an extension, counts as capital expenditure instead. We help you record it correctly the first time, so your tax returns hold up if HMRC ever asks questions.

Landlord tax is rarely just one calculation. Between finance cost restrictions, capital allowances, and the way different types of income are taxed, landlord tax needs proper planning rather than a rushed job every January.

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Speak to Vexo Accounting for clear, practical support with your accounts, tax, business finances and ongoing financial needs.

Making Tax Digital Is Changing How Landlords Report To HMRC

Making Tax Digital for Income Tax is coming for landlords with qualifying income above £20,000, currently due to start from April 2028. Instead of one self assessment tax return a year, affected landlords will need to send quarterly updates and keep digital records throughout the year. We are already helping clients set up digital bookkeeping systems now, so the move to tax digital reporting will not be a scramble later.

Around 19% of UK households were privately rented in the year to March 2024, almost one in five, and average private rent reached roughly £1,388 a month by June 2026. Behind those figures sit millions of individual property owners, and 45% of English landlords own just one property, so good landlord accounting is not only relevant to large-scale property investors.

Making Tax Digital Is Changing How Landlords Report To HMRC
How Much Does Landlord Accounting Cost in the UK

How Much Does Landlord Accounting Cost in the UK?

Based on recent projects, a straightforward self assessment tax return for a landlord with one rental property tends to sit somewhere between £250 and £450 a year. Landlords with a small portfolio, or those using a limited company structure, are usually looking at £600 to £1,500 a year depending on the number of properties and the level of support needed.

This is a rough guide, and the actual cost varies depending on your circumstances, the number of properties involved, and whether you want year-round tax planning as well as annual filing. We will always give you a clear, fixed quote before any work begins, so there are no hidden charges later.

Every quote is put together by an accountant who works on landlord accounts every day, not a call centre script, and the fee covers the full accounting services listed above, not just the tax return itself.

Need Help With Your Accounts or Tax?

Our team can provide straightforward advice and tailored support to help you stay organised, compliant and confident about your finances.

Why Landlords Choose Vexo Accounting As Their Accountant

We Specialise In Landlords, Not General Business Accounts

Vexo Accounting is a company built specifically around landlords, not a general practice that treats property as an afterthought. As a specialist accountancy firm, our clients stay with us because we answer the phone, meet deadlines, and give tailored advice rather than generic guidance copied from a template.

Every accountant on our team specialises in landlord tax, not general business accounts, so the advice you get reflects how property is actually taxed. We prepare tax returns for landlords across the UK, from a single letting property to a portfolio spread across several counties, and we set out your property tax position in plain English rather than jargon.

If you already use accountants for landlords elsewhere and are not getting proactive tax advice, or your annual accounts always arrive late, we would be glad to take a look at your position. We can advise on the tax rules around your specific setup, flag your tax liability early, and set out a clear plan for reducing your inheritance tax exposure where the law allows.

Clear Pricing And Proactive Tax Advice, Not Just A Once-A-Year Service

Bookkeeping and tax returns can be time-consuming when you are also managing tenants, letting agents, and maintenance, generating income from your properties while HMRC still expects everything filed on time. We take that admin off your plate so you can pay attention to running your property business instead.

Our clients pay a clear, upfront fee for the services we provide, with no surprise bills for a quick phone call or an email question. We manage the accounting, manage the compliance deadlines, and make sure every one of our services is delivered by an actual accountant, not a junior box-ticker. All of our services are handled by qualified accountants based in the UK.

Landlord tax rules move quickly, and late tax returns bring penalties we would rather help you avoid. We would love the chance to prepare your tax returns going forward. The tax advice we give changes as your portfolio grows, so we check in with you rather than disappearing after the first return.

UK-Wide Support With A Named Contact For Every Client

Whether you are new to letting property or have done it for twenty years, our advice adapts to where you are. We also keep on top of your ongoing tax obligations throughout the year, not just at the self assessment deadline.

We work with landlords across England, Wales, Scotland, and Northern Ireland, so wherever your rental property sits, we can help. Our expert team keeps on top of changing property regulations and HM Revenue rules on your behalf, helping you stay compliant all year, not just at deadline time.

You will get a named contact who knows your portfolio, clear guidance ahead of each deadline, and expert advice when you are weighing up a purchase, a sale, or a change in how you hold your properties. We aim to help you make informed decisions about your property investments, not just file paperwork once a year, and that includes ensuring compliance with every deadline that applies to you.

Why Landlords Choose Vexo Accounting As Their Accountant
Ready to take the stress out of your finances
Ready to Take the Next Step?
Book a free consultation and discover how we can help your business grow.
Get A Free Quote From Vexo Accounting Today

Get A Free Quote From Vexo Accounting Today

If you want an accountant for landlords who understands rental property inside and out, get in touch with Vexo Accounting for a free quote. Whatever landlord accounting services you need, tell us about your properties, and your dedicated accountant will come back to you with a clear price and a plan for keeping your tax affairs in order, year-round.

FAQS

Frequently Asked Questions

Clear answers to the most common questions about our accounting services.

How much does landlord accounting cost in the UK?

Landlord accounting costs in the UK typically range from £250 to £450 a year for a straightforward self-assessment tax return with one rental property, while landlords with portfolios or limited companies may pay around £600 to £1,500 a year. The exact fee depends on your properties, structure and whether you need ongoing tax planning as well as annual filing.

Do landlords need an accountant?

Landlords need an accountant when they want specialist help with rental income, allowable expenses, tax returns, ownership structures and property tax planning. A landlord accountant can also help with ongoing bookkeeping and compliance, particularly where you own several properties or have a more complex setup.

What expenses can landlords claim against rental income?

Landlord expenses that may be claimable include repairs, letting agent fees, insurance and relevant finance costs, although the tax treatment depends on the type of cost. Repairs and improvements are treated differently, so recording each expense correctly matters for your tax return.

Should I own my rental property personally or through a limited company?

Owning rental property personally or through a limited company depends on your income, financial goals and how many properties you plan to hold. A limited company structure can provide tax benefits for some growing portfolios, particularly around mortgage interest and inheritance tax planning, but there is no single structure that suits every landlord.

Can landlord accountants help with capital gains tax?

Landlord accountants can help with capital gains tax when you sell a buy-to-let property by calculating your likely liability before the sale completes. They can also consider allowable costs and private residence relief where a former main residence is involved, helping you understand the tax position before selling.

When does Making Tax Digital apply to landlords?

Making Tax Digital for Income Tax is currently due to start from April 2028 for landlords with qualifying income above £20,000. Affected landlords will need to keep digital records and send quarterly updates rather than relying on one self-assessment tax return each year.
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