Vexo Accounting logo
CALL US FREE
0333 567 2680

Claim Every Allowable Expense & Keep More of Your Hard-Earned Money

Accountants For Truck Drivers

Truck Driver Accountant For Self-Employed Drivers & Owner-Operators

Accountants for HGV Drivers, Lorry Drivers & Truck Drivers Across the UK

Proactive Advice Fixed Fees Clear & Friendly Support
Excellent ★★★★★ 4.9 out of 5 Google Reviews

Get Your Free Consultation

Tell us about your business and we'll be in touch.

We respect your privacy. Your information is safe with us.

All-in-One Support

Accounts, tax, payroll & business advisory.

Our Dedicated Team

A single team that understands your business.

Cloud Accounting

Real-time data, secure and accessible.

Fixed, Transparent Pricing

No surprises. Just clear, fair fees.

Accountants For Truck Drivers

We are Vexo Accounting, and our accountancy team provides accounting services for HGV drivers, lorry drivers, and truck drivers across the UK logistics and transport sector. If you are self-employed behind the wheel, or you run a small haulage company, our accountants handle your tax returns, your expenses, and your invoices so you can stay focused on the road. Whatever services you need, from your first tax return to full company support, we can help.

Most general accountants treat a driver like any other client. We do not. We work with HGV drivers, lorry drivers and owner-operators in equal measure, whatever stage the business is at, because we know that an HGV driver's income and costs do not look like an office worker's.

Diesel costs, nights away from home, an LGV licence, Driver CPC training and vehicle costs all need to be logged and claimed correctly, or you end up paying more in taxes than you should. We protect your time so you can spend it earning, not filing.

Ready to take the stress out of your finances
Ready to take the stress out of your finances?
Book a free consultation and discover how we can help your business thrive.

We Understand What Life On The Road Actually Involves For HGV Drivers

Driving is not a nine-to-five job. HGV drivers and lorry drivers often work long shifts, sleep in the cab, and cross the country several times a week.

Around 30% of HGV vehicle kilometres were travelled empty in 2024, roughly 5.84 billion kilometres, which is a cost every owner-operator feels directly. HGVs moved close to 162 billion tonne-kilometres of goods in 2025, carrying an estimated 1.53 billion tonnes across the UK, and GB-registered HGVs covered around 19 billion kilometres on UK roads that year.

That amount of work comes with a genuine amount of admin, and most HGV drivers simply do not have time for it.

Driver vacancies were reported by 26% of HGV businesses in the final quarter of 2025, down from a peak of 43% at the end of 2021. Better pay elsewhere, drivers leaving the industry, and retirement were among the main reasons businesses gave for those gaps, which shows how much the industry has shifted, and why getting your own taxes right matters more than ever if you want to stay ahead.

The Pressure Points That Catch Self-Employed HGV Drivers Out

Self-employed HGV drivers carry the full weight of their own taxes. Nobody deducts anything from your pay automatically, so a missed receipt, an invoice thrown away, or a claim submitted late can genuinely cost you money.

  • Fuel receipts and VAT paperwork not kept together
  • Nights away, hotel bills and sleeper cab costs left unclaimed
  • Mileage and journey logs that will not stand up if HMRC ever asks
  • Uniform costs and protective clothing never claimed at all

What Our Accountants Actually Do For You Each Year

Our expert team takes the whole job off your hands. We collect your fuel receipts, mileage logs and any other paperwork; we check every allowable expense you are entitled to claim, and we submit your tax returns to HMRC before the deadline.

You get a plain English answer about your taxes, not a pile of jargon, and you save time you would otherwise spend on admin in the evenings. New to driving for yourself? We help you register with HMRC and get everything right from the very first day.

Accountants For Truck Drivers
Ready to take the stress out of your finances
Ready to Take the Next Step?
Book a free consultation and discover how we can help your business grow.
How We Handle Your Self Assessment Tax Return As A Self-Employed Driver

How We Handle Your Self Assessment Tax Return As A Self-Employed Driver

If you drive as a sole trader, you are legally required to register with HMRC and file annual tax returns through self assessment. Self-employed drivers must submit a self assessment tax return every year covering income from the previous tax year, and the online filing deadline is 31 January.

Our accountants prepare your self assessment tax returns from start to finish. That means going through your income, working out your true profit after expenses, and making sure every claimable expense is accounted for before we submit anything to HMRC for you. Getting your driver tax right the first time also means fewer questions from HMRC later, and a lot less stress when the deadline gets close.

What Counts As An Allowable Expense When You Drive For A Living

An allowable expense is any cost you genuinely incur to earn your income as an HGV driver. For HGV and lorry drivers, this usually includes:

  • Fuel used for work-related journeys, plus tolls and parking
  • Overnight stays, hotel costs and sleeper cab expenses
  • Vehicle insurance, breakdown cover, repairs and tyres
  • Driver CPC and professional competence training costs
  • LGV licence renewal fees and medical checks

HMRC's published haulage industry scale rates allow £26.20 a night for overnight subsistence where a sleeper cab is used, and £34.90 where one is not, subject to the usual conditions.

Getting this rate applied correctly across a full year of nights away can genuinely change your final tax bill, and it is one of the most commonly missed claims we see when an HGV driver moves to us from a general accountant.

You can also claim a flat rate for uniform costs, worth up to £60 a year, without needing to keep every single receipt for that particular item. It is a small deduction on its own, but combined with fuel, subsistence and vehicle costs, these deductions add up across a full tax year, and we make sure none of them get missed when we prepare your driver tax return. We keep a running note of claimable expenses specific to haulage throughout the year, so nothing gets left off your claim at the last minute.

Mileage And The Information We Help You Keep

Mileage tracking matters whether you use your own vehicle for work journeys or you are claiming fuel costs directly through the business. We set you up with simple tools so you can log journeys from the cab without it becoming another job on top of your actual job. Good digital bookkeeping means you are never scrambling to remember a trip from eight months ago when your tax return is due, and it means your claim stands up if HMRC ever wants to see the evidence behind it.

HGV drivers can also claim tax rebates for up to four tax years, so if you have missed expenses on a previous return, it is often not too late to put that right. We review your last four years of figures where possible to check whether you are owed anything back, and we handle that claim on your behalf from start to finish. We also make sure you claim mileage correctly, whether you use simplified rates or actual costs, and every claim we submit is checked twice before it goes anywhere near HMRC.

Keep Your Driving Business Finances Moving

Let Vexo Accounting manage your income, fuel and vehicle expenses, bookkeeping, VAT and tax returns, with practical accounting support for truck drivers and hauliers.

Should You Stay A Sole Trader Or Move To A Limited Company

Many owner-operators start out as a sole trader because it is the simplest way to get moving, with fewer forms and a more straightforward approach to taxes in the early years. As your business grows, though, running through a limited company can bring tax advantages, particularly once profits climb past a certain point.

What Changes When You Set Up A Limited Company

A limited company is a separate legal entity from you personally, which changes how you pay yourself, how National Insurance applies, and how corporation tax sits alongside your own personal taxes. Limited company drivers face more administrative responsibility than a sole trader, including annual accounts, a confirmation statement and payroll if you take a salary through the business.

We walk HGV drivers through the decision honestly. Sometimes a limited company reduces your taxes. Sometimes it adds cost and admin without enough benefit to justify it yet.

We would rather tell you the truth than push you into a structure that suits our invoicing more than it suits your finances. Annual accounts and self assessment tax returns are essential parts of staying compliant either way, and we handle both together.

Our onboarding process is simple: send us your documents, and we take it from there.

Should You Stay A Sole Trader Or Move To A Limited Company
WHY CHOOSE VEXO ACCOUNTING

WHY CHOOSE VEXO ACCOUNTING

More than just numbers — a partner in your success.

Proactive Advice

We spot opportunities and challenges early, helping you stay ahead.

Cloud Accounting

Secure, real-time access, anywhere you need it.

Fast Response Times

We value your time and get answers when you need them.

Fair, Transparent Fees

Plain English with no surprises. Fixed fees for total clarity.

WHY CHOOSE VEXO ACCOUNTING

Prefer to Speak to Someone?

Call Vexo Accounting today for clear, practical advice about your accounts, tax or business finances.

Buying Financing And Replacing Your HGV

Buying, Financing And Replacing Your HGV

Whether you are purchasing your first truck or replacing an ageing one, the way you fund it changes how it affects your taxes. Capital allowances let you offset a large part of the purchase or finance cost against your profit, which can make a real difference to what you owe HMRC in the year you buy. We look at hire purchase, leasing and outright purchase before HGV drivers commit, so the decision fits cash flow as well as taxes.

Vehicle running costs are part of the same picture. Repairs, servicing, tyres, breakdown cover and vehicle washing all count as legitimate business expenses, and we help HGV drivers track them so cost per mile is something you actually know, rather than something you guess at when a big repair bill lands.

Ready to Make Your Finances Simpler?

Speak to Vexo Accounting for clear, practical support with your accounts, tax, business finances and ongoing financial needs.

Growing From One Truck To A Small Fleet

Moving from a single HGV to a small fleet changes your accounting needs almost overnight. You may take on employed drivers, which brings PAYE and payroll into the picture, or you may work through agencies and multiple clients rather than one direct contract. Whichever agencies or contracts you work with, employment status needs to be documented properly, because getting this wrong is one of the more common triggers for an HMRC enquiry in haulage.

Our accountants manage accounts for HGV drivers running anything from one truck up to a small fleet of lorries, keeping profit per vehicle visible so you can see which routes and contracts actually pay. We also help with dividends and salary planning for owner-directors, cash flow planning around large repair bills, and budgeting for diesel price swings, so a quiet month or a sudden cost does not become a burden the whole business has to carry.

Growing From One Truck To A Small Fleet
VAT Payroll And Compliance For Haulage Businesses

VAT, Payroll And Compliance For Haulage Businesses

Once your turnover crosses £90,000, VAT registration becomes compulsory, and haulage brings its own quirks around specialised VAT treatment that a general accountant may not fully understand. We register you for VAT when the time comes, prepare and submit your VAT returns, and keep clear records ready in case HMRC ever comes asking. The whole registration process is one we manage on your behalf from start to finish.

Roughly 5% of goods lifted in 2024 were declared dangerous goods, around 77 million tonnes, and ADR haulage carries its own compliance needs on top of standard transport accounting. We support HGV drivers across general haulage, groupage and specialist loads alike, and we review historic returns to see whether there is a claim to be made for VAT you may have missed.

Around 63% of goods lifted by GB-registered HGVs in 2024 were carried by articulated vehicles, and roughly 24% moved as groupage, close to 386 million tonnes. Whatever end of that spread your business sits at, the accounting principles stay the same: clean bookkeeping, correct VAT treatment, and tax returns submitted on time.

If HMRC does open an enquiry into your taxes, we manage that process for you too and support you throughout. Audit-ready books and clear records, kept properly throughout the year, are the best protection against a stressful investigation, and it protects your time as much as your money when your figures have been in order the whole way through. Whether it is your personal taxes or your company's taxes, we take the same careful approach.

Need Help With Your Accounts or Tax?

Our team can provide straightforward advice and tailored support to help you stay organised, compliant and confident about your finances.

How Much Does An HGV Driver Accountant Cost in the UK?

A tax return for a self-employed HGV or lorry driver typically costs somewhere between £250 and £350, depending on how many income sources and expense categories are involved. For a full year-round package covering bookkeeping, VAT returns and your annual tax return together, most self-employed HGV drivers we speak to pay in the region of £120 to £180 a month. Limited company clients, with statutory accounts, a confirmation statement and payroll included, tend to sit closer to £150 to £250 a month.

This is a rough guide based on recent projects, not a fixed quote, and the price is a rough guide only, as the actual cost varies. Your final cost depends on how many vehicles you run, whether you employ other drivers, and how complete your figures are when they reach us. Get in touch, and we will advise you on an honest, specific price before any work begins.

How Much Does An HGV Driver Accountant Cost in the UK
Ready to take the stress out of your finances
Ready to Take the Next Step?
Book a free consultation and discover how we can help your business grow.
Why Choose Vexo Accounting As Your HGV And Lorry Driver Accountant

Why Choose Vexo Accounting As Your HGV And Lorry Driver Accountant

We built our accounting services and our accountancy expertise around the transport industry because generic accountants often miss the expenses and deductions that are specific to driving for a living. As an accountancy firm specialising in the transport industry, we understand the specific financial needs of HGV drivers. Lorry drivers across the country choose us because we speak plainly and never hide behind jargon.

Our accountants understand fuel duty, sleeper cab subsistence, capital allowances on trucks, and the difference between an HGV lorry driver who is employed, self-employed, or running through a limited company. That expertise is what keeps HGV drivers with us year after year, rather than moving between accountants every time something in their taxes goes wrong.

Our services cover everything from a first tax return to full limited company support.

We also know that HGV drivers do not have time to sit in an office. Send your receipts and paperwork over from the cab, by phone, by app or by post, whatever suits you, and our team will handle the rest.

We use straightforward digital tools that make it easy to keep your figures tidy without adding to your workload, and we guarantee that every deadline is managed on your behalf. There is no jargon, just plain answers about your taxes, and a named accountant who actually answers the phone.

Deadlines are managed for you, so penalties are never a risk you carry alone.

You focus on the job. We focus on your finances, your compliance, and your taxes, so you spend your evenings at home rather than doing paperwork.

Ready to Make Your Finances Simpler?

Speak to Vexo Accounting for clear, practical support with your accounts, tax, business finances and ongoing financial needs.

Get In Touch With Vexo Accounting For A Free Quote On Your Driver Tax Return

HGV drivers across the UK trust Vexo Accounting to keep their tax returns on track, and we would like to do the same for you. If you are ready to stop losing evenings to admin and start claiming what you are actually entitled to, get in touch with Vexo Accounting today. Tell us a little about your business, whether you trade alone, run as an owner-operator, or manage a small fleet of lorries, and we will come back to you with a free, no-obligation quote for your accounting services and your taxes.

Get In Touch With Vexo Accounting For A Free Quote On Your Driver Tax Return
FAQS

Frequently Asked Questions

Clear answers to the most common questions about our accounting services.

What expenses can HGV drivers claim?

HGV drivers can claim genuine business costs incurred to earn their income, which can include work-related fuel, tolls, parking, overnight stays, vehicle insurance, repairs, tyres, Driver CPC training and LGV licence costs. The expense must meet HMRC's rules, and accurate records should be kept to support the claim.

Do self-employed HGV drivers need to complete a Self Assessment tax return?

Self-employed HGV drivers generally need to complete a Self Assessment tax return each year if they are required to register as self-employed with HMRC. The online return and any tax due are normally dealt with by 31 January following the end of the tax year.

How much does an accountant for a truck driver cost in the UK?

An accountant for a truck driver typically costs around £250 to £350 for a self-employed driver's tax return, while year-round packages can range from about £120 to £180 a month. Limited company accounts and payroll packages generally cost more, with the final price depending on your vehicles, income sources and records.

Can an accountant help me claim missed HGV driver expenses?

An accountant can help you claim missed HGV driver expenses by reviewing previous tax returns and checking whether allowable costs were left out. Where a valid claim can still be made, the accountant can help prepare the necessary correction or claim for HMRC.

Can HGV drivers claim overnight expenses when sleeping in their cab?

HGV drivers can claim overnight expenses when sleeping in their cab where the relevant HMRC conditions are met, and the cost relates to qualifying business travel. HMRC's haulage industry scale rates currently include £26.20 for a night using a sleeper cab and £34.90 where a sleeper cab is not used, subject to the applicable rules.

Should an HGV driver be a sole trader or limited company?

An HGV driver should choose between a sole trader and limited company structure based on factors such as profit, tax, National Insurance, administration and future plans. A sole trader can be simpler to run, while a limited company may offer tax advantages as profits increase, so the figures should be reviewed before making the decision.
Business growth chart icon

Let's Build Your Success Story

Get expert advice and the support to take your business further.
Contact Us
quotes@vexoaccounting.uk
UK